Privacy Policy for SmartHisab

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Privacy Policy for SmartHisab Expense Tracker

Effective Date: January 1, 2026

At  SmartHisab Expense Tracker, we are committed to protecting your financial privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our mobile application and services.

1. Information We Collect

  • Account Information: Email address and authentication credentials for secure access.
  • Financial Data: Expenses, sales, income, and transaction categories provided by you.
  • OCR Data (Images): Images uploaded specifically for the purpose of bill and receipt data extraction.
  • Referral Data: Referral codes used to process rewards and growth tracking.

2. How We Use Your Information

We use the collected data to provide and improve our services, specifically to:

  • Maintain your personal financial dashboard and analytics.
  • Process OCR (Optical Character Recognition) via secure third-party AI services.
  • Generate and export custom PDF financial reports.
  • Send essential notifications, alerts, and transaction updates.
  • Manage subscriptions and secure payment processing.

3. Data Processing & OCR Privacy

We take image processing seriously:

  • All images are transmitted over encrypted (SSL/TLS) connections.
  • Our third-party AI providers are contractually obligated not to train their public models using your private data without explicit consent.
  • Receipt images are processed temporarily and are not stored longer than necessary to fulfill the extraction request.

4. Data Sharing & Third Parties

We do not sell your personal or financial data. Sharing only occurs with trusted partners for the following purposes:

  • Payment Processing: To handle secure subscription billing.
  • Cloud Backup & Sync: To ensure your data is available across your devices.
  • Legal Compliance: If required by law or to protect our legal rights.

5. Data Security

We implement industry-standard security measures, including high-level encryption for data at rest and in transit. While we offer limited local device storage for offline access, we recommend using a device passcode for added security.

6. Your Rights & Control

  • Data Portability: Export your data as a PDF at any time.
  • Account Deletion: You may request full account and data deletion via the app settings or by contacting us.
  • Communications: You can opt-out of push notifications through your device settings.

7. Contact Us

If you have any questions regarding this Privacy Policy, please reach out to us:

Email: smarthisab@gmail.com
© 2026 SmartHisab. All rights reserved.

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